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Woman:
Do you drink beer?
Man: Yes
 
Woman:
How many beers a  day?
 
Man:
Usually about 3
 
Woman:
How much do you pay per beer?
 
Man: About $5.00 which includes a tip
 
(This is where it gets scary !)
 
Woman:
And how long have you been drinking?
 
Man:
About 20 years, I  suppose
 
Woman:
So a beer costs $5 and you have 3 beers a day which puts your spending each month at $450. In one year, it would be approximately $5400 . . . correct?
 
Man:
Correct
 
Woman:
If in 1 year you spend $5400, not accounting for inflation, the past 20 years puts your spending at $108,000, correct?
 
Man:
Correct
 
Woman:
Do you know that if you didn't drink so much beer, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari?
 
Man:
Do you drink beer?
 
Woman:
No
 
Man:
Where's your Ferrari?
 
 

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